Friday, 24 March 2017
Read our groundbreaking original research here. We take an in-depth look at subjects as varied as the DC pensions landscape, DC retirement income, and diversified growth funds.
Action for Children focused on developing the right investment strategy in the wake of the pension reforms
More than a year on from the implementation of freedom and choice, Jenna Gadhavi looks at how scheme design is evolving, and how many ordinary savers are being expected to take responsibility for their financial choices
How the UK’s top DC schemes are responding to the last 12 months in pensions
The Lifetime ISA was announced by former chancellor George Osborne as the silver bullet that would fix two major savings problems, making it easier for young people to get on the property ladder, whilst also helping to engage them with pensions savings. But will it work?
The UK is hurtling down a regulatory path it may live to regret. Instead, we should try to learn from more developed DC markets around the globe
It’s thought that annuities have gone out of favour and drawdown products are becoming increasingly tempting to members, we explore if a hybrid of the two would better protect against longevity risk
If good communication is all about getting appropriate messages, simply said, to the right people at the right time, then it’s no surprise Kingfisher’s pension scheme has received the plaudits it has.
How DC schemes have evolved their investment and communications strategies following the pensions reforms
We at Pensions Insight, in association with State Street Global Advisors, wanted to know what schemes are thinking and where they are on their freedom and choice journeys. We surveyed more than 50 of the UK’s leading defined contribution schemes to find out how their members have reacted to this new universe of options and how scheme design is changing as a result. We were also interested to hear how schemes are using communications best practice to improve member engagement, and ultimately ...
It has been a year since the freedom and choice pension reforms began to be implemented. Given that schemes’ defined contribution universe moved overnight from one with a focus on annuities to one of near-infinite flexibility, default strategies – where the vast majority of defined contribution savers are – have come under particular scrutiny. We asked schemes about their default funds, the investment approach they now favour and how they ensure member engagement.
Pension manager believes DGFs’ biggest threat is failing to better equities in terms of volatility of returns
Until a year ago, L’Oréal did not have a default fund option, with auto-enrolment, the company took advice on developing a suitable scheme
Pension manager Antony Barker explains why his £7.5bn fund doesn’t want, or need, a diversified growth fund
When George Osborne outlined the pension reforms in the March 2014 Budget, the sector had to come to terms with huge changes. Laura MacPhee interviews Kevin Frisby, a partner at LCP, who claims to be the inventor of the term ‘diversified growth fund’.
If you would like to find out more about our research projects, contact:
Special projects editor