boxes

Graham Boffey

What is your manifesto for workplace savings?

“We have to engage, educate and empower employees. This isn’t just about auto-enrolment but about reward strategies more generally and the role they can play in the success of businesses. Reward must be kept simple and relevant. It needs to be joined up and co-ordinated between government, providers, employers and employees.”

What drives you?

“It’s hard to find many other places where you can be a part of the success of your client organisations and make a real difference to their employees. Understanding what makes organisations and people tick – and then ultimately what makes them fly – is something I have always found fascinating.”

What is your best workplace benefit?

“The most important benefit to me is peace of mind. I’ve been lucky enough to be looked after in a passive way at work. So it’s a chance to feed my family and to know that there is support there if something goes wrong. You might not want to think about it, but it’s a big deal.”

Colin Williams

What is your manifesto for workplace savings?

“Wrapping your savings up in long-term savings vehicles shouldn’t be the only solution. Get staff to save into more meaningful and relevant products – if we can get people into the savings habit at an early age, to pay off debt, or save for a deposit on a house, then we have a much better chance of moving them into saving for retirement.”

What drives you?

“There is a lot of hackneyed commentary around benefits, but there is a social purpose to what we do. I think we really can make a difference. I’d also like to do it in a way that enables my company to make money. That is how you exist as a sustainable provider. Working in financial services is about constraint optimisation, there’s always a constraint – whether it’s time or financial. “

What is your best workplace benefit?

“I’m a family man. Benefits are about providing security now and in the future. I’m trying to provide for my future because we’ll all be retired for a long time. People in our line of work often forget to take their own advice – but it’s always been drummed into me that the earlier you start saving, the earlier you’ll finish. I’ve picked companies to work for based on the benefits they offer. I would hope that lots of our customers do the same.”

Stephen Ingledew

What is your manifesto for workplace savings?

“To see employers recognised by their employees as an effective and efficient hub for all benefits, that employers get greater engagement from the investment they put in and a return on that investment. Benefits are not something on the side – they support the overall business strategy, aligning the needs of the HR and finance department. Employees can manage their benefits and make decisions for themselves.”

What drives you?

“The reason why I came into this sector was my belief in financial education and engaging people on the topic of money. Most people have limited knowledge in this area and limited trust. I want to break through that. I’m a believer in people spending their working lives doing something they’re genuinely interested in, where they can be proud of what they do. That’s determined the roles I’ve taken on over my career but also the organisations I’ve worked for and how I’ve tackled engagement.”

What is your best workplace benefit?

“Rather than an individual benefit, it’s ease of access. If an employer arranges benefits so that they are managed as a part of overall pay and all in one place, then that makes life much easier. Being able to see a range of benefits all on one screen or sheet of paper gives you a level of comfort. Pensions and savings aren’t the most exciting things – it’s about how an individual can access these without taking up a lot of time.”

Anthony Filbin

What is your manifesto for workplace savings?

“My manifesto strap-line would be to enable people to achieve a better financial outcome through the provision of long-term savings. In executing this it’s imperative we understand what matters to people in the wider financial sense. If we do that we are more likely to engage with them, both through their employer and directly. We can then devise something meaningful to them and encourage them to save without compulsion.”

What drives you?

“I’m very lucky in that there is fundamental change going on at this time. There are some really big challenges facing the nation and society as a whole – we all need to work longer and save more. It’s rewarding to be involved with that change from an early stage, and even to be able to influence it. Seeing things through from idea to fruition is a great part of the job.”

What is your best workplace benefit?

“My best benefit isn’t actually mine, it’s my dad’s. I came from a working class Lancashire background. My dad worked in a paper mill for all of his employed life and was enrolled in the mill’s final salary scheme. Membership was compulsory. If it had been optional, he definitely wouldn’t have joined. Because he did, he had a relatively comfortable retirement; otherwise he would have been reliant on state benefits.”