Chris Wagstaff, head of pensions and investment education at Columbia Threadneedle Investments, considers how behavioural barriers to informed decision making.

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The foundation of a good financial outcome at retirement starts with saving sufficient throughout one’s working life, ideally from an early age. However, most people are ill equipped to determine how best to achieve a good retirement outcome, given a multitude of structural and behavioural impediments to informed decision making.

In the second of our series of behavioural papers, Chris Wagstaff considers how reasonably simple behavioural interventions can be used by policymakers, regulators and the pensions community to improve saving decisions.

Download the paper here.

Download savings levels infographic here.

Download behavioural impediment inforgraphic here.