DC governance – the final frontier
With millions of new savers entering the world of pensions, scheme governance of trust and contract-based provision is crucial in protecting members’ interests F&C pinpoints some of the issues facing...
Cash balance schemes: An underrated third way?
With Morrisons, Daily Mail and General Trust and Barclays already signed-up, Capita looks at the risk-sharing model of cash balance schemes Capita’s Robin Hames looks at the pros and cons...
Cynicism mounts over impact of auto-enrolment
Last year Pensions Insight polled our readership to find out how auto-enrolment is shaping up. One year on, we find the mood has changed Cynicism is mounting over whether auto-enrolment will really...
Victory for members in Nortel pensions dispute
Our guide to everything you need to know about the latest stage in the Nortel case What happened? The Nortel case is one which many scheme representatives will be familiar...
FCA publishes final pension transfer rules
Our guide to the FCA’s final rules on DB to DC transfers What happened? The Financial Conduct Authority (FCA) has confirmed its final rules on pension transfers. Since 6 April...
The referendum on European Union membership
How can trustees prepare for the Brexit referendum? What happened? Prime minister David Cameron has made a commitment to holding a referendum on the UK’s continued membership of the European Union by 2017....
Moving DC funds without member consent – what to consider
Sometimes trustees may need to move funds without member consent, Helen Ball examines how they can minimise the legal risks Trustees sometimes need to move their DC funds without member...
DC landscape report 2015: the budget changes
Pensions are evolving, and the Budget reforms have had a cataclysmic effect on provision. In our annual survey, we asked top UK DC schemes how they were coping with such a changed landscape The pensions industry is still reeling from the surprise freedoms...
L’Oréal builds default funds around DGFs
Until a year ago, L’Oréal did not have a default fund option, with auto-enrolment, the company took advice on developing a suitable scheme Beauty product giant L’Oréal found that including...
